St Thomas Marine Insurance - Boat & Yacht Insurance St Thomas

Do You Want To Save About 40% On Boat Insurance In St Thomas

We offer boat insurances in St Thomas for all types of boats including; motor yachts, sailing yachts, semi-rigid boats, dinghies, sailing yachts, catamarans, barges, house boats and jet ski's. Our partnership with several boat insurance companies allows us to compare their rates, coverage and cruising area in order to offer you the most suitable cover based on your needs. Our rates are usually at least 40% lower than your current insurance, so request a no obligation quote and compare it to your current insurance.

Boat insurance is compulsory in most ports and marinas in St Thomas and around the world because of legal liability (bodily injury and material damage that you could make to third parties). Therefore, it is important to subscribe at least to the minimum cover called "civil liability" or "basic insurance cover".

We have a group of top notch insurance companies that we work with and depending on your type of vessel and age we will forward your boat details to them for a no obligation quote if you are interested.

Just submit the form below and we will send you some detailed quotes. If you are an existing client just let us know your order number and we will be able to get you a quote as we have most information about your boat already or when registering with us for your boat registration, select the option on our order form requesting a no obligation insurance quote.

Register your St Thomas boat insurance in 3 easy steps

  • thumb Request a no obligation quote
  • thumb Receive our quote
  • thumb Sign Quote
Why Us

Why choose us for your boat Insurance?

  • We work with insurance companies that cover ALL WATERS, ANYWHERE IN THE WORLD
  • The rates we can find you are on average 40% less then our clients current rates
  • We can find you insurance for all types of vessels including power & sail boats, house boats, jet skis, pontoons, etc
  • Our paperwork is minimal; just some questions about the type of boat you have and were you will be using it
  • Fill in our no obligation quote. You will not receive any calls from us. Just decide on the quote and if you are not interested we will not hear from you!

Types of Boat Insurance

Boat insurance policies typically offer three primary types of coverage

1. Liability Coverage:

Liability insurance in boat policies serves as a financial safety net for both you and fellow boaters on the water. In the event you're responsible for an accident, this coverage ensures that your insurer handles the ensuing expenses. As a result, you won't have to dip into your own funds to rectify the damage you may have caused.

2. Collision Coverage:

Collision coverage is a vital safeguard for your boat following an accident. It empowers your insurance provider to shoulder the cost of repairing your vessel. Some insurance companies treat collision coverage as a distinct component of their policies, while others incorporate it within comprehensive boat insurance plans. Regardless, the coverage amount depends on your boat's declared value as specified in your policy. Boat insurance collision coverage offers protection against a range of accidents, whether you're at fault or not. This includes collisions with other boats, collisions with underwater obstacles or rocks, or damage to someone else's property.

3. Comprehensive Coverage:

Comprehensive boat insurance offers extensive protection for your vessel beyond collision scenarios. It covers risks such as theft, vandalism, and fire damage. Additionally, it typically provides coverage for potential damage from natural disasters like hurricanes, floods, and hail. However, the specific extent of protection against these hazards can vary among insurance carriers. Comprehensive coverage is often bundled with collision coverage, making it uncommon to obtain one without the other. This combined coverage ensures comprehensive protection for your boat, whether it's in use or not.

Boat Background

Frequently asked questions (FAQ) about Marine Insurance

Frequently Asked Questions
Does it matter under which flag my boat is registered?

No, it does not matter where you have chosen to register your boat. Our clients have their boats registered in many different countries including; Poland, Langkawi, BVI, Delaware, Panama, Cayman Islands, Spain, Portugal, France, Italy etc.

Does it matter where I will use my boat?

No, our insurance partners offer coverage for all areas around the world. Just make sure to indicate on the quote request form the area where you will be using your boat to include it in your policy.

Which other types of insurance do you offer in St Thomas?

  • Ext. 3rd-Party Insurance for Skippers
  • Professional Skipper Liability Insurance
  • Deposit Insurance for Chartered Yachts
  • Travel Cancellation Expenses Insurance
  • Charter Price Contingency Insurance
  • Skipper & Crew insurance packages
  • SeaHelp CharterPass
  • Travel Health Insurance

Get a no obligation quote for St Thomas boat insurance?

Fill in our online quote request in 5 minutes

« Fast and easy process, very cheap quote. »